Most people do not understand the role of the Individual Mandate in the reform of our healthcare system–the pros, cons, and legality of the mandate. We hope to put this issue to rest (though it may have to wait until the Supreme Court makes a final ruling).

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This posting is about the role of the Individual Mandate within a health exchange. What exactly does it accomplish and is it essential to the proper functioning of a health exchange? If it is not essential, then is it desirable from an economic and/or public policy perspective? Your comments and suggestions are welcome.

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Gov. Romney had an opportunity to boost his position as the front-runner for the Republican nomination for President, but his explanation about Massachusetts health reform came up short. Here’s the truth about RomneyCare and what he should have said.

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Change is coming to our healthcare system, and if you haven’t yet heard of health insurance exchanges, you soon will. As a consumer of healthcare services (and sometime patient), it is a concept that you should learn more about.

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I wanted to share with you an article that was published in the Philadelphia Business Journal on Jan. 7 called “Obamacare Needs Fixing”.  This is the short version that was prepare to fit into the available space of an Op-Ed column in the PBJ. It is true that the devil is in the details.  So, [...]

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The latest data on increasing healthcare costs show a 3% overall increase in family health insurance premiums in 2010, but an increase in the employees’ share of those costs amounting to 14%. These data do not include employer contributions to Health Savings Accounts, which can have an important modifying impact on this trend.

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The Department of Labor is going paperless with the filing of Form 5500s. Here are some things that you should know…

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For a while there, the prospects for HSAs under health reform were not looking very good. In the end, there were a few incentives taken away but not too bad. On balance, we did fine and the future looks good. Read more….

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Health reform has been passed into law, but what does it mean for the average employer? Very little has changed for the foreseeable future, and it is essential that employers continue to work on controlling their health benefit costs the same way they did before Obamacare. We continue to urge careful consideration of the HSA option.

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Medicare is a microcosm of the public vs. private debate about what is wrong (and what is right) with our health care system. Here is more information on how we can fix Medicare.

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Health reform has been passed by Congress and signed into law by the President. Some people like it, and some people don’t, but it is the law of the land. NOW WHAT? The debate over what ails our health care system, and efforts to fix it, must continue.

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Our great country needs health reform. Most people want the President to succeed and our country to thrive…I certainly do. But given the hand we have been dealt on health reform, it is time to fold our cards and deal another round. Read about what we can, and should, about Obamacare and health reform.

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Your choices about lifestyle are a matter of life, death, and health. Learn what Safeway Corporation does to encourage its employees to maintain their health and reduce costs, and what you can do.

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On March 1, 2010, Indiana Governor Mitch Daniels wrote an opinion column for the Wall Street Journal called Hoosiers and Health Savings Accounts. We support Gov. Daniels in his advocacy for consumer driven healthcare in general and Health Savings Accounts (HSAs) in particular. Why? Because there is compelling evidence that 30% of what we spend on healthcare in this country is wasted—the Congressional Budget Office (CBO) calls it overuse, underuse, and misuse of health care in the United States. Gov. Daniels and the State of Indiana are finding solutions and setting an example for the rest of the country, so let’s see what we can learn from their experience.

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We actually saw bi-partisan action to fix our healthcare system this week. But, it was NOT on Thursday, February 25, when President Obama convened Democrats and Republicans to discuss health reform. Real bi-partisan action took place the day before, on February 24.

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