Health reform has been passed into law, but what does it mean for the average employer? Very little has changed for the foreseeable future, and it is essential that employers continue to work on controlling their health benefit costs the same way they did before Obamacare. We continue to urge careful consideration of the HSA option.
Blog posts filtered by the category: Insurance Purchasing Strategies
Milton Friedman and HSAs
Posted by David Edman in April 2010, Blog, Insurance Purchasing Strategies April 12th, 2010 | No Comments »
Case Study: Bending the Cost Curve–How Indiana Does It
Posted by David Edman in Health Benefit Strategies, Insurance Purchasing Strategies, March 2010 March 3rd, 2010 | No Comments »
On March 1, 2010, Indiana Governor Mitch Daniels wrote an opinion column for the Wall Street Journal called Hoosiers and Health Savings Accounts. We support Gov. Daniels in his advocacy for consumer driven healthcare in general and Health Savings Accounts (HSAs) in particular. Why? Because there is compelling evidence that 30% of what we spend on healthcare in this country is wasted—the Congressional Budget Office (CBO) calls it overuse, underuse, and misuse of health care in the United States. Gov. Daniels and the State of Indiana are finding solutions and setting an example for the rest of the country, so let’s see what we can learn from their experience.
How to Help Make Your Health Insurance Broker a “Trusted Advisor”
Posted by David Edman in Insurance Purchasing Strategies, January 2010 January 18th, 2010 | 1 Comment »
In your efforts to manage health benefit costs, do you wait until 2 to 3 months before your renewal and then invite one or more brokers to submit a bid? It does create competition, but we would argue the wrong kind of competition. To quote one of my clients, “There has to be a better way.”