Given the possibility, or perhaps the likelihood, that Obamacare will be declared unconstitutional in total or in part, what happens next? Returning to the status quo prior to Obamacare is unacceptable, so I want to suggest an approach and request your reactions. Health exchanges, when operated well to promote competition, are a good thing. Instead of starting from scratch, why not consider using an existing exchange, the FEHBP?

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