| VOLUME 2 | ISSUE 1 | JANUARY 2010 | http://www.rmpllc.biz |
The first thing that I must tell you in 2010 is that everything that we told you in 2009 is true—employers can (and should) take the bull by the horns and get control of their healthcare costs. Our feature article highlights how "Health Insurance Brokers Pair High Deductibles with Creativity to Reduce Costs."With risks and opportunities facing the business community, 2010 promises to be an interesting year. Our healthcare system will remain employer-based, so the need for employers to develop creative solutions to reduce costs and enhance value is as strong as ever.
| David Edman Managing Partner Risk Management Partners, LLC |
P.S. Don't miss our brand new blog. I'll be posting a variety of comments about healthcare products, reform, and much more. Visit now and give us your feedback or comments.
Using High-Deductible Plans to Reduce Costs
We are moving "Back to the Future." Before Medicare, doctors made house calls and patients paid cash (or with chickens). But there was little or no "third-party payment" that came between doctor and patient. The broken health insurance system that we have today is a by-product of large insurance companies, coupled with government incentives to increase benefits over wages and limited competition. But it doesn't have to be that way.High-deductible health plans (HDHPs) can help you redress the inefficiencies that have evolved over these many years—learn how to properly apply general principles of insurance to healthcare, a part of RMP's overall strategy to help our clients become "carrier agnostic." Read more.
Health Reimbursement Accounts (HRAs) Introduce Employees to Healthcare Consumerism
There is more than one way to design a consumer-driven healthcare strategy. To ease their way up the learning curve, some employers are choosing health reimbursement accounts (HRAs) as the preferred path to increasing consumers' involvement in their care. It's a good strategy. Read more.Musings on Health Reform—Where Do We Go from Here?
As we go to press, House and Senate conferees are working (behind closed doors) to create a final health reform bill. Regardless of the result, I believe we will be dealing with this issue for years to come. If a bill passes, there are massive regulations still to be written, and the next Congress will undoubtedly seek to recast the legislation. On the other hand, if a merged bill fails to pass both houses of Congress, the country still needs to pass a reduced version of health reform on which the parties can agree. Read more.Join RMP's New LinkedIn Group—The Health Savings Account Exchange
 You're invited to join Risk Management Partner's newly created LinkedIn group called The Health Savings Account Exchange. It's a forum for employers who have added Health Savings Accounts (HSAs)—or may be considering adding HSAs—to ask questions and discuss best practices. Click here to join in the conversation about HSAs at The Health Savings Account Exchange.Not a member of LinkedIn yet? Join the more than 55 million professionals who use LinkedIn. Find out more at www.linkedin.com. |
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| Your Healthy New Year's Resolution. January offers us a clean slate, a sense of optimism and fresh starts. For example, most of us know what to do to lose weight. We need to eat less and move more. It's simple math, but yet it is so hard to do. Is your lifestyle helping or hurting your efforts to maintain or improve your health? Keep a journal where you can track your activity level, daily intake of calories, and stress level of the day. Consider 5 diet resolutions for the New Year from WebMD and make long-lasting, positive changes happen this year. Read more. |
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We just launched a brand new blog section on our Web site. Check out our newest posts:
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About RMP
RMP draws on more than three decades of experience inside the health-care industry, using a risk-management approach to create smarter purchasers and consumers of healthcare — exposing wasted spending and helping clients get consistent maximum value for their health-care dollar.
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David Edman, Managing Partner
175 Strafford Avenue, Wayne, PA 19087
610-975-4415
http://www.rmpllc.biz
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