| VOLUME 2 | ISSUE 6 | JUNE 2010 | http://www.rmpllc.biz |
The health insurance marketplace appears somewhat calm, but the situation remains quite volatile under the surface. President Obama is again on the road to promote the new health reform law, primarily meeting with senior citizens. Businesses are justifiably concerned, yet many are sitting back to "wait and see." Is that the best approach? Click here to read the National Federation of Independent Business's (NFIB's) reaction to taking this "wait and see" approach. And don't miss the feature article, where we talk about the advantages of planning ahead to manage your 2011 healthcare costs.| David Edman Managing Partner Risk Management Partners, LLC |
P.S. Be sure to answer our Quick Question for You below and watch for the results in next month's newsletter.
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Quick Question for You |
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| Q. | How much did your insurance premium change last year? |
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| A. | Please click one: a) Went down b) Stayed the same c) Increased 1% - 5% d) Increased 5% - 10% e) Increased more than 10%
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| See the results in the July 2010 RMP Advisor. | |||
Results from Last Month's Quick Question for You  Does your company's health plan include a Health Reimbursement Account (HRA) or Health Savings Account (HSA) option?
The majority of our readers who replied said yes. Click here to see the details. |
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Now Is the Time to Start Healthcare Renewal Planning — 5 Steps for Saving
In your efforts to manage health benefit costs, do you wait until a of couple months before your renewal, and then invite brokers to submit a bid? It may create competition, but the wrong kind of competition. We agree with the wisdom of Sy Syms, founder of SYMS Corp., who said, "An educated consumer is our best customer." To be an educated purchaser of health benefits, you need to start the renewal process early. Our feature this month provides you with five steps to get you started today. Read more.Health Spending: United States Versus the World
Do you know how much the United States spends on healthcare versus other countries? And how does the quality of our healthcare compare to theirs? You may be surprised by these statistics. Click here to learn more.
How Much Do You Know? |
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| Match the countries to their respective percentages: France, Turkey, the United States, and Britain. » Click here to see the answer.  Healthcare spending as a percentage of gross domestic product (GDP)  |
ObamaCare Vs. Small Business
By Dan Danner
The President and CEO of NFIB, Dan Danner, discusses his group's decision to join in the constitutional challenge to the health insurance mandate filed by 20 State Attorneys General. Mr. Danner discusses how the new law "will dramatically raise healthcare costs and increase the overall cost of doing business." He also stated, "This law is death by a thousand cuts for small business owners." Read the full editorial.
Time to Plan for 2011 Healthcare Costs  We have shown time and again that advance planning can save you 10% to 15% annually. Contact us today to see how much you can save. Click here to have us contact you about how advance planning can help you. |
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| The Department of Labor is going paperless with the submission of Form 5500s for defined benefit plans. Here are some things that you should know. Read E-Filing of Your Form 5500. |
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 Decreasing Your Stress Level. Stress is a part of life, something that each of us needs to manage. At any time, we may experience symptoms that result from stress, especially when our feelings about stress are unconscious or uncontrolled. Taking time to write down what causes your stress – your feelings during worrisome situations and how you deal with the pressure – is a beneficial first step in trying to combat it. Read more. |
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About RMP
RMP draws on more than three decades of experience inside the healthcare industry, using a risk-management approach to create smarter purchasers and consumers of healthcare — exposing wasted spending and helping clients get consistent maximum value for their health-care dollar.
Contact Us
Time to review your plan?
We'd love to hear from you!
Click here to talk about a better healthcare strategy for your company today!
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David Edman, Managing Partner
175 Strafford Avenue, Wayne, PA 19087
610-975-4415
http://www.rmpllc.biz
© 2010 Risk Management Partners, LLC. All Rights Reserved. This newsletter produced by FulcrumTech, LLC.